Figure Out How Much Your Grocery Bill Should Be_1887

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Figure Out How Much Your Grocery Bill Should Be
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A majority of families have no idea how much money they should be spending at the grocery store. Setting and sticking to your budget is one way to keep your expenditures in line.
In order figure your target grocery bill, you first have to look at the overall household. There are four major expenses in average household budgets. First, the mortgage or rent payment is in a category by itself. It is usually the largest one expense that is paid each month. Second, is the household consumables sector, and is second largest. This is where all expenses associated with the people living in the home incur. Groceries are included in this sector. Some other things in this sector include prescriptions, pharmacy items, personal hygiene products, and pet supplies. Third is the household non consumables, including insurance,You are not allowed to view links. Register or Login, repairs to the home, furniture, appliances and items that are necessary but not consumed. The fourth includes the discretionary spending,You are not allowed to view links. Register or Login, those items that are completely discretionary like satellite TV,You are not allowed to view links. Register or Login, entertainment, travel, and dining out. Finally, what most families handle last is savings.
When budgets get stretched, there are two ways to immediately cut: The Household consumables, and the Discretionary spending sectors. Most homes spend $50 per week per person in the home. This budget includes $35 on food and groceries, $15 on pharmacy or personal items. A family of four would spend $200 per week, or $800 on the average month on both groceries, and consumables inside the home.
Let us say you need to trim 25% of your total household budget. First you can simply not buy, and go without. Or you can shop smarter. One way to shop smarter is to substitute generics for name brands when the generics are cheaper. You can also start using manufacturer coupons or store issued food coupons. This usually saves 20-35% on each item you redeem a coupon. You can also only buy sale priced items when you are at the store. Typically stores mark 50-75 products down each week to entice shoppers into the store. These items will yield a savings of 25%. You will have to refrain from impulse buying and stick to strict list in order to see your savings at the end of the month. Use discount codes to save on entertainment expense like movie rentals, parking, and services.
When most people think of coupons, they immediately think of food. Food coupons are the easiest coupons to acquire. You can print hundreds of manufactured coupons online right now. You can search for coupon sites that database the best coupons for you. You can join a clipping service to have someone clip coupons for you and mail them to your home each month. You can also save money by doing things like weather proofing your home, eliminating non essential luxuries (cell phones, tv, and internet).
Do not do it alone! Get help. Seek online sources of savings and frugal living. A support network can give you great tips on how to save and stick to your budget. Once you have your budget set, and your savings goals in mind,You are not allowed to view links. Register or Login, all you need to do is select the method of savings you wish to implement to keep your grocery budget under control.
LeAnn Moyers helps families save hundreds of dollars on their groceries each week with America Loves Coupons.  This free coupon delivery service saves consumers an average of 35% each week on standard grocery and food purchases. You are not allowed to view links. Register or Login
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