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Get your mortgage...now!
House prices have fallen by 15 per cent this year compared to last year with the year ending in October. This information has been released by the biggest mortgage lenders in the country the Halifax; they also stated that it had decreased by 2.2 per cent on a monthly basis. These figures were released just before the government slashed the base rate by half a per cent leaving it at a steady 4 per cent.   
  The average price of a house is now set at ￡168,176 down just over ￡30,You are not allowed to view links. Register or Login,000 from last October's average of ￡197,You are not allowed to view links. Register or Login,698. This information is not seen as good news for the economy as it will leave buyers holding out for lower prices if they think they will keep falling resulting in less people buying houses.   
  Many believe that the collapse of the housing market happened due to houses being overpriced. Prices are not expected to level out and remain stable anytime soon and until then the market will continue to struggle.   
  Getting that first foot on the property ladder is essential and you should choose your time carefully by buying at the right time with the right mortgage.     
  When deciding on your mortgage you need to ensure you find the best deal for you,You are not allowed to view links. Register or Login, there are thousands of different policies offered by hundreds of different providers so finding the right one is key. You should seek professional advice as they will be able to assess your situation and work out the best deal for you.   
  Find your mortgage online using online comparison sites,You are not allowed to view links. Register or Login, they offer you the chance to compare the most competitive mortgages and remortgage deals out there.