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Posted by ww10ui2n
- January 16, 2011, 09:27:56 PMAre Home Warranties Worth The Money?
A home warranty is a service contract that covers the repair or replacement of home system components and appliances. A home warranty will help you take care of appliances and mechanical systems that might break down because of normal wear and tear. Your home is most likely one of your biggest investments. Unexpected repair or replacement costs of covered items can easily strain your budget.
For example, repairing a heating system could easily cost $250 and having to replace the entire system could cost as much as $2,000 to $3,000. Finding a qualified professional to solve your problems can be stressful and inconvenient. With a home warranty you make one call to an 800 number anytime of the day and a professional service technician will be scheduled to come out and solve your issue for a predetermined service fee.
The home warranty plan can provide coverage for unexpected breakdown of some appliances and systems as follows: Central air conditioning system, central home heating system, water heater, electrical- excluding switches/receptacles/fixtures, telephone wiring, dishwasher, refrigerator, range - cook top, microwave, plumbing excluding stoppages, exhaust fan, garbage disposal, garage door opener, range hood, trash compactor, and washer and dryer.
Home warranties cost about $350 to $450 a year. These warranties usually come with a service fee of #30 - $50 per visit. Another reason people buy home warranties is that it makes it easier to budget home warranty fees per year verses having to pay the entire cost of the repair or replacement.
Make sure you read your contract carefully and understand what the warranty covers. Different companies offer different coverage's and some have deductibles. In most cases, there will be a service fee or charge each time a technician goes out to make repairs. There may also be additional costs related to specific repairs. You should read your contract carefully and understand what the warranty covers.
Find out as much as you can about the reputation and track record of any home warranty company you may be interested in. It is also a good idea to check with the Better Business Bureau or your states Consumer Protection Agency for information on Home Warranty Companies.
As a homeowner you never know when an appliance or major household system such as air conditioning, plumbing or a heating system, or a garage door will break down. The peace of mind that comes with having a home warranty if something does break down can be worth the money spent.
A home warranty is a service contract that covers the repair or replacement of home system components and appliances. A home warranty will help you take care of appliances and mechanical systems that might break down because of normal wear and tear. Your home is most likely one of your biggest investments. Unexpected repair or replacement costs of covered items can easily strain your budget.
For example, repairing a heating system could easily cost $250 and having to replace the entire system could cost as much as $2,000 to $3,000. Finding a qualified professional to solve your problems can be stressful and inconvenient. With a home warranty you make one call to an 800 number anytime of the day and a professional service technician will be scheduled to come out and solve your issue for a predetermined service fee.
The home warranty plan can provide coverage for unexpected breakdown of some appliances and systems as follows: Central air conditioning system, central home heating system, water heater, electrical- excluding switches/receptacles/fixtures, telephone wiring, dishwasher, refrigerator, range - cook top, microwave, plumbing excluding stoppages, exhaust fan, garbage disposal, garage door opener, range hood, trash compactor, and washer and dryer.
Home warranties cost about $350 to $450 a year. These warranties usually come with a service fee of #30 - $50 per visit. Another reason people buy home warranties is that it makes it easier to budget home warranty fees per year verses having to pay the entire cost of the repair or replacement.
Make sure you read your contract carefully and understand what the warranty covers. Different companies offer different coverage's and some have deductibles. In most cases, there will be a service fee or charge each time a technician goes out to make repairs. There may also be additional costs related to specific repairs. You should read your contract carefully and understand what the warranty covers.
Find out as much as you can about the reputation and track record of any home warranty company you may be interested in. It is also a good idea to check with the Better Business Bureau or your states Consumer Protection Agency for information on Home Warranty Companies.
As a homeowner you never know when an appliance or major household system such as air conditioning, plumbing or a heating system, or a garage door will break down. The peace of mind that comes with having a home warranty if something does break down can be worth the money spent.